Full Day Kindergarten Essay

Full twenty-four hour period kindergarten should be mandatory and of no extra cost for on the whole of the elementary teachs. This will boost the baby birdrens academic achievement. The kidskinren that be exposed to across-the-board twenty-four hour period kindergarten will learn to a greater extent than in literacy and math than those in one-half(prenominal)- sidereal twenty-four hour period duration kindergarten. The students that are in a dear twenty-four hours syllabus unhorse to pass away more than beat on their math, writing, and hireing activities. The honest sidereal twenty-four hour period students also get along the advantage of being adapted to participate in gym, art, and music air divisi stars. The half- twenty-four hours students do not get to experience gym, art, or music class.I earn seen results first hand beca usance I chose to put my son in a full day kindergarten versus the half-day. I chose to bring my son to a inform that is locate d in Fridley so that he could satisfy the advantages of the full day kindergarten. The half-day program that Blaine offers has a very undesirable schedule for parents who work. The half-day schedule for Blaine elementary school is full days Mondays, Wednesdays, and every other Friday. I believe that the earlier the educational intervention begins the higher(prenominal)(prenominal) the impact and the more likely the effects will be retained. early(a) than the health of a claw, I think that nothing should be more important than their education. Giving children the opport unity to be in a full day kindergarten program gives them opportunities that the half-day students do not receive. One of the opportunities is being able to spend more magazine on reading, writing, and math. The teachers also constitute more time to sit superstar on one with each student one or in small groups and work on these skills.They also have a different theme for each month that they focus on. Some exam ples of the themes are the solar system, U. S.presidents, maps, and the celebrations almost the world. Children also absorb things more easily when they are younger. Being a mother of a full day kindergarten student, I see the results of the extra reading, writing, and math that the teacher does with him. My son is one of the youngest in his class and he is reading at a first grade take aim. As for his writing, he attempt to economize big words exploitation phonics. For example, I came home one day a few months agone and he had written on his dry erase board I see a reddish ladebug. He also brought home a worksheet that he had written somewhat his favorite fruits.On this worksheet, he had written watrmlon. As far as his math goes, he is always measuring things in the hearth with a kids yard ruler. The themes that they work on each month give the students the expertness to get what is going on in the world more or less them. My son came home from school one day and told me that in that respect was a planet that was not considered a planet anymore. I did not know this and I was in complete awe. fit to Debra Ackerman, Children in full day kindergarten programs score higher on their achievement test than those in half-day programs.Full-day kindergarten advocates suggest that a longer school day provides educational sustentation that ensures a productive beginning school experience and increases the chances of future school success. In two full-day and half-day programs, kindergartners spend most of their class time working on reading, language arts, and math activities, but the total name of minutes teachers devote to specific subjects differs. For example, 80 percent of full day but only ab place 50 percent of half-day programs devote more than 30 minutes each day to mathematics instruction. 68 percent of full day but only 37 percent of half-day classrooms dedicate at to the lowest degree 60 minutes to reading instruction each day. Perhaps most st riking, 79 percent of full-day teachers read aloud to their students every day, compared to 62 percent of half-day teachers. Reading aloud is a critical activity in helping to arm childrens reading skills. Additional look exhibits childrens literacy learning is enhanced in full-day programs, as the full-day schedule provides a more intensive, ongoing, enriched language and literacy experience for the young child. (Ackerman) Children in full day kindergarten programs score higher on their achievement test than those in half-day programs. I asked my sons kindergarten teacher, Ms. Janssen, what the bonnie for reading was for her class. Ms. Janssen stated that the majority of her students are already in the first grade reading take aim as of the end of the second trimester. As said by the Indiana railroad tie of Public school day Super Intendants, Full day kindergarten programs are associated with greater reading achievement gains during the kindergarten year than half day progra ms.(Plucker, 6) The students are graded on their writing and math abilities as well. agree to the Kalamazoo Public Schools reports, The group of kindergartners modernistic in 2010 to first grade at Kalamazoo Public School, where 60 percent tested at or above the 50th percentile in reading on the Iowa Test of prefatory Skills eventually April. Thats a 7-point increase compared to Kalamazoo Public School first-graders tested in April 2009, Rice said. On the Iowa Test Basic Skills math test, 52 percent of first-graders tested at or above the 50th percentile last spring, a 12-point jump over spring 2009.The Iowa Test of Basic Skills are administered in schools nationwide and is a norm-referenced test, which means scores are found on how students perform compared to other test-takers. The Kalamazoo Public School results show that 60 percent of Kalamazoo students are in the top half of first-graders nationwide in reading and 52 percent are in the top half in math. (Mack) Children wh o are in full day kindergarten have better genial and behavioral effects than those who are in half-day kindergarten. When children are in school for the full day they have more time to get to know the other students.They get more time to interact together socially and they are learning tour they are interacting. The students also get to go to specialists and they go with their classmates. Some of the specialists that Hayes Elementary offers are music, art, Spanish, and gym. Going to the specialist is something that the full day kindergarteners get to do and the half-day kindergarteners do not get to do. These students also get to spend more time with the teacher. This means that they will be less hesitant to approach their teacher.According to Clark, Some researchers have examined social and behavioral effects. According to researchers, a clear relationship emerged between the kindergarten schedule and childrens behavior. Teachers rated children in all-day kindergarten programs h igher on 9 of the 14 dimensions in that respect were no significant differences on the other 5 dimensions. Other researchers who have studied social and behavioral out bring forths found that children in all-day kindergarten programs were engaged in more child-to-child interactions and they do significantly greater progress in learning social skills.(Clark) In the kindergarten classrooms of Hayes Elementary, the students get into groups called bosoms. During this center time, the teacher takes a group of five students to a table to do independent reading and the substitute of the students go to a center. The centers are groups of three or four students and the students get to interact socially art object doing something educational. Some examples of the centers are writing center, listening center, leapster center, and art center. The writing center is where the students can write freely.The listening center is where the students put on headphones, listen to directions, and wr ite down what they hear. The leapster center is where the students get to play a handheld learning game that integrates math, reading, and spelling in the games. Finally, the art center is where the students get to draw and food colour what they want. When the time is up the students clean up as groups. A full day of learning offers some social and emotional benefits to kindergarteners. As stated by NEA, They have more time to focus and mull on activities, and they have more time to transition between activities.When children are taught by qualified teachers, using age-appropriate curricula in small classes they can take full advantage of the additional learning timesocial, emotional, and adroit that a full day allows. Further, research finds that children adjust well to the full-day format. (NEA) The full day kindergarten teachers plan and use the extra time in class well. The time in class is spent differently in both the full day kindergarten and the half-day kindergarten.Ac cording to the research that the Indiana Association of Public School Superintendents, The research provides evidence that time in full day kindergarten programs is different both quantitatively and qualitatively from how time is employ in half day programs (Plucker, ii). Full day kindergarten offers benefits to teachers. Teachers prefer the full day program to the half-day program. If there is a child that is struggling with something, the teacher has the ability to find time to help that student. there is also more time to finish activities. According to Ms. Janssen, With the full day program I am able to get through four reading groups versus two reading groups in one day. With the full day program we are able to go more in depth on our unit that we focus on in class. (Janssen) According to the NEA, Switching to full-day kindergarten gave teachers more time to plan the curriculum, incorporate a greater number of thematic units into the school year, and offer more in-depth cover age of each unit. (NEA) In the half-day programs there is less time for multiple activities. According to Dr. Martinez, Many kindergarten teachers favor full day kindergarten because they find it unmanageable to balance cognitive activities and affective social activities in the short kindergarten day. (Martinez, 2) Teachers also prefer full day kindergarten because there is more instructional time than that of a half-day kindergarten program.As stated by the Indiana Association of Public School Superintendents, Across all of the schools in the Indiana sample, the proportion of instructional time is equal across program types, resulting in much greater instructional time in full day programs, representing approximately 40-50% more instruction in full day programs than half-day programs. (Plucker, ii) Teachers also have the benefit of acquiring to know the students and their parents better. According to Dr. Martinez, Teachers state that they have a chance to know children and par ents better, to do more individualization of instruction, and to expand the curriculum horizontally. (Dr. Martinez) There are so many benefits for the children. A very important benefit is that the full day kindergarteners have the opportunity to an easier transition into the first grade because they are already used to the full day schedule. The time that the students get to spend with the teacher is a great benefit as well. The extra time that is spent with the teacher is as much beneficial for the teacher as it is for the students. According to the research from Dr. Martinez, Teachers thought children developed closer relationships and were more relaxed in the full-day program and felt more a part of the school.Teachers indicated they were able to give more individual attention to students and that children had more time to develop both academic and socialization skills. Teachers noted they could work more on the continuing development of each child and felt children showed more advancement. Teachers indicated they felt closer to the children and that they got to know both child and family better. Some indicated in the full day they felt more flexible, were more relaxed and spontaneous, and felt better prepared to meet with parents. (Dr. Martinez, 6) The time that the students get to spend on activities is another great benefit.According to NEA, in a study evaluating teachers views on full-day kindergarten, teachers inform a number of benefits for themselves as well as children and parents. Participating in full day projecting the transition to first grade, helping children adapt to the demand of a six-hour day. Having more time available in the school day offered more flexibility and more time to do activities during free choice times. Having more time actually made the kindergarten program less stressful and frustrating for children because they had time to fully develop an interest in activities.Participating inthe full-day schedule allows more approp riate academic challenges for children at all developmental levels. Children with developmental delays or those at risk for school problems benefited from having more time to complete projects and more time for needed socialization with peers and teachers. (NEA) Full day kindergarten offers more benefits to the students that are at risk and children that come from educational and economical disadvantaged homes. If the full day kindergarten programs cost money, as most do, they cost around 3000 dollars per child for the year. The 3000 dollars is charged to the parents of the child.The children that come from the educationally and economically disadvantaged homes would not be able to construe because of the cost. These children are the ones that benefit from the program the most. According to the Indiana Superintendents, Students at or below the poverty level enrolled in full day kindergarten scored statistically significantly higher in math and reading than their half day counterpa rts. Poor children enrolled in full day kindergarten programs tested statistically significantly above half day pupils on reading, spatial, and verbal skills, naming colors and letters, and identifying numerals.(Plucker, 6) Parents prefer full day kindergarten as well. I as a mother prefer the full day kindergarten program to the half-day program. One of the advantages is that I do not have to figure out childcare and who would bring my son to the childcare. Trying to figure out childcare and school between my job schedule would be undesirable. As said by Dr. Martinez, Full-day kindergarten saves parents day-care problems, while providing children a comprehensive, developmentally-appropriate program.Parents said that children often feel more stress when they have to go from a school situation to a day-care environment, where different rules and philosophies apply. Therefore, parents favor a full-day program, which reduces the number of transitions kindergartners experience in a re gular day. (Dr. Martinez) Full day kindergarten also takes a huge cost out of many parents monthly cipher including mine. Even though some people would be against this and say, Why would I have to pay for your childcare? I would say that many parents including myself pay taxes too.Their parents wanted them to have the best education that they could have gotten. roughly importantly, I know that my son and many other children are getting the best out of their day while they are in school. They are having fun while they are learning. My son enjoys being in school. If he had a choice, he would go on Saturdays and Sundays. Children attending full day kindergarten spend the day learning instead of watching television or playing video games. Full-day kindergarten provides parents with better support for their children.According to NEA, For parents who work outside the home, full-day kindergarten means that children do not have to be shuffled between home, school, and childcare. For all parents, there is more continuity and less disruption in the childs day and more time for focused and independent learning. One study of parent attitudes found that after the second year of a full-day kindergarten program, 100 percent of full-day parents, and 72 percent of half-day parents noted that, if given the opportunity again, they would have chosen full-day kindergarten for their child. (NEA)In conclusion, having full day kindergarten should be mandatory. There are many benefits of the full day kindergarten program. The benefits are not limited to the students. Teachers and parents also get great benefits out of the full day program. According to MaryBeth, enquiry has shown that it is important to begin learning early in life. School systems that have implemented the academically based full day kindergarten are finding it to be successful. (Calvin) If I had to choose again if a child of mine was going to go to full day or half-day kindergarten, I would not even have to thin k twice.A childs education should be one of the most important things to think about. These children will be the future and they need a great education to get there. * Works Cited Calvin, MaryBeth. Expectations for Kindergarten in 2010. 3 February 2010. 3 marching 2011. Clark, Patricia. Recent Research on All Day Kindergarten. 2004. 4 March 2011. Debra J Ackerman, W. S. Making the Most of Kindergarten. March 2005. 4 March 2011. Janssen.

Epistemologies; Plato vs. Aristotle Essay

Plato, the father of philosophy, was a rationalist. He was the foremost systematic metaphysician and epistemologist. He believed that we had innate knowledge a priori. So to him learning was only a take of remembering. Plato believed that the ideal world costed beyond our own corporeal earth because according to him realty could not be changing or imperfect. From his point of view what we see are only the particulars, the mimics of the real thing, therefore, we turn in to pass back from the world of peculiars and search in our own minds.Things like justice or moral virtues do not exist in this world in a proper form. In Crito & Meno we burn clearly see these ideas. The essential argument in Crito is The Many vs. The One. Socrates says We shouldt care all that a great deal ab reveal what the populace will say of us, but about what the expert on social functions justice and blemish will say, the individual authority, or Truth. With this phrase he is apothegm that we should never pay attention to the faith of the many but always find the one who knows because that is the only person whose opinion is valuable.And later on he goes on to say that if it is never good to do injustice then it is also improper to do injustice in response to injustice which is why he refuses to escape. In Meno we get more in depth into the idea of inborn knowledge. Meno starts with the question What is Virtue? but Meno always answers the question by giving examples of virtue instead of defining the word and going to the roots of what all those virtues have in park.Down in the world of particulars there are many kinds of virtues for example for the male its to stock the state, female its to run the household but what is important, essential is the traits they both have in common temperance and justice. Socrates uses the dialectical method in fix up to get answers out of Meno and also clearly demonstrates this method on a slave of Meno to prove his theory about innate k nowledge.Even though it can always be used, using the dialectical method is specifically significant when a person believes that we have innate knowledge, because if what we call learning is just remembering then teaching is just pulling out that knowledge, giving opportunities for that innate knowledge to spring forth. Aristotle on the other hand was an empiricist. He believed that we learned through with(predicate) our senses, by gathering knowledge from the world around us a posteriori.By reading On the soul and Metaphysics we get a clear sense of Aristotles epistemology. Aristotle encourages embracing the particular in order to possibly gain a sense of the universal. According to Aristotle forms are the essence and when we combine form and matter we get human. The reading On the Soul discusses that the body and the soul is not one, that sight allows us to thread the world in very abstract ways and that memory is learning.In the reading Metaphysics Aristotle sets forth causes f or the definition of change Substance (essence), Matter (or substratum), Source of change and the cause opposed to this. Plato and Aristotle both believed in a universal purpose but the ways in which they got to these universal purposes were very different. Plato was an idealist, he despised the physical whereas Aristotle was a scientist, he loved facts and commonsense.Aristotle would argue that we gain knowledge after experience (a posteriori) but Plato would sure enough disagree and say that we gain knowledge before experience (a priori). Plato believes that there is a world of ideas where ideas exist perfectly, the objects in our world are just mimics whereas Aristotle says that the ideas we perceive are inside the particular object. By saying that matter and form combined is what makes an individual Aristotle brings Platos Forms down from the heavens to concrete reality.

Frank Mccourt: Angela’s Ashes

In this hard manhood where winning is more important than participating you would sometimes around forget to be free from time to time. But when I read Angelas Ashes by rude McCourt I got a completely different view on benevolence and the importance of it. This memoir is about(predicate) the miserable Irish Catholic childhood of the writer. And I think that after this essay you impart correspond that acts of generousness displace make the lives of the poor better and that those people afterwards can also facilitate other poor people. Firstly, it were rough times for the McCourt family.Dad -Malachy- was drinking the dole, the family lived in a bad house and children kept dying. The only way the McCourts could keep their heads above water was getting help from others. One intimacy that helped them in their struggle for survival was the St. Vincent the capital of Minnesota association. On page 79 they get help for the archetypal time. I quote The man in the middle says he s giving Mam a position to get a weeks groceries at McGraths shop on Parnell Street. There will be tea, sugar, flour, milk, butter and a separate docket for a bag of scorch from Suttons coal yard on the Dock road. In my opinion this is generous because I think that generosity office to help someone without gaining moolah from it yourself and the St. Vincent de Paul Society doesnt get anything back for this. That this gift of the St. Vincent de Paul Society is actually helpful for the McCourts is confirmed by this Mam wipes her face at the back of her limb and takes the docket. She tells the men, God bless you for your kindness(page 79). Even though they get some support from the St. Vincent de Paul Society the McCourt family didnt slang enough to be precise happy or to not have hunger.Therefore it is genuinely good that others also helped the family sometimes. Another gift that I found generous was that some shopkeepers also gave feed to the family for free. A few shopkeep ers give bread, potatoes, tins of beans (page 90). This, in my opinion, is very generous because those shops are there to make profit and handing out food isnt profitable for them at all. Its however very helpful for the McCourts. still on in the book you can also read that Angela could also get credit at Kathleen OConnells shop. Mam says she can promptly pay off the few pounds that she owes at Kathleen OConnells shop (page 133). Of course you could say this isnt real generosity because Mam has to pay the money back, but I think it is quite generous to give credit to a family that doesnt have a perk up income. Secondly, when wiener is a little older at the age when he can start working- you can discover a different kind of generosity. The kind of generosity that is more like giving a fishing rod instead of a fish.The first time when you will encounter this type of generosity is when Aunt Aggie buys the new tog for cad for his job as a conducting wire boy. She takes me to Ro ches Stores and buys me a shirt, a gansey, a pair of short pants, two pairs of stockings and a pair of summer shoes on sale. She gives me two shillings to have tea and a bun for my birthday. She gets on the bus to go back up OConnell Street too fat and lazy to walk. Fat and lazy, no son of her own, and still she buys me the habilitate for my new job (page 392).I think this is generosity because he now has a suit in which he of course will make a better impression at his new job and he can start making money of his own. In my interpretation Frank appreciated this gift very much because he even cries from happiness I turn towards Arthurs Quay with the package of new clothes under my arm and I have to stand at the edge of the River Shannon so that the whole world wont see the tears of a man the day hes xiv (page 392). Then after a while he gets fired because he has to deliver a telegram to Mr.Harrington, but he gets falsely accused for stealing ham and sherry. Because of a generous d eed of the parish priest he gets his job back. She gets a letter from the parish priest. Take the boy back, says the parish priest. Oh, yes father, indeed, says the post office (page 416). Then when he delivers a telegram to Mrs. Brigid Finucane she asked Frank if he can write letters to her costumers to give her back the money she had leant them. This job yielded him some extra money, so his trip to the States came closer and closer. She says, Ill give you threepence for either letter you write and another threepence if it brings a payment (page 418). I think its very generous from Mrs. Finucane to give this job because it brings Frank closer to his target, going to America. Because of all these acts of generosity towards the McCourts and especially Frank McCourt they arent the poorest of the poorest. Because they arent you can discover some acts of generosity from Frank himself. One generous communicate by him was that he gave his raisin away. I wanted the raisin for myself but I saw Paddy Clohessy standing in the corner with no shoes and the room was freezing and he was shivering like a weenie that had been kicked and I always felt sad over kicked dogs so I walked over and gave Paddy the raisin (page 148). I think its very generous to give your food away to someone that has it even worsened than you even if you taket have much yourself. The quote says that Paddy has no shoes. Without acts of generosity towards Frank he probably wouldnt have them either, so he would have probably eaten the raisin himself.Something else happens much afterwards in the book and that is that Frank throws Mrs. Finucanes ledger in the Shannon. This means that a lot of people dont have to pay her back. Aunt Aggies name is in the ledger. She owes nine pounds. It might have the money she spent on my clothes a long time ago but now shell never have to pay it because I heave the ledger into the river In my opinion this is a very clear act of generosity because he helps a lot of p oor people with this. This is maybe a bit like Robin Hood even.Finally, now we have had a look at how acts of generosity changes the course of events and of lives I think we can conclude that generosity can really change the lifespan of some people. Wouldnt the McCourt family have died from starvation without generosity? Would Frank McCourt have ever gone to America without generosity? Would Frank have ever been generous to others without generosity from others? I would answer no on all these questions. I also think that generosity leads to more generosity. I hope you will actualise this when you look at the last paragraph, because Frank is generous because others have been generous to him.

Modern Communication

In the postindustrial modern world, or the Information age, we as a worldwide society use intercourse methods as our primary medium. We as a society have evolved to a point where individuals can rapture schooling freely, and to have instant access to knowledge that would have been difficult or impossible to find oldly. This transfer however needs a medium. PEDs (Personal electronic Devices) have evolved everyplace the last 10 years to fill this roll. Like smoke signals, word of mouth, courier, and the telephone, PEDs have met with resistance from societys previous genearned run averagetion. This resistance is due to a fear of change that has gripped mankind since the Middle Pleistocene, around 250,000 years ago.This review will discuss the price of this fear and how conversations have unquestionable with the following questions 1. How has communication methods developed through history?2. What is the cost of being remaining behind in a postindustrial era? How has communica tion methods developed throughout history?Communication, and communications systems have been the key factor for development as a society. Starting with cuneiform, the first form of writing, our ancestors started recording our history. Since that event, the forms of recording and accessing that information has changed greatly. In the Columbia Electronic Encyclopedia, Communication evolution is described as such The reduction of communication to writing was a total step in the evolution of society for, in addition to being useful in situations where livery is not possible, writing permits the preservation of communications, or records, from the past. It marks the beginning of recorded history.Whereas the rise of book publish and journalism facilitated the widespread dissemination of information, the invention ofthe telegraph, the radio, the telephone, and television made possible instantaneous communication over long distances. With the installation of the submarine cable and impr ovements in short-wave radio technology, external communication was greatly improve and expanded. In 1962 the first active communications satellite was launched it provided the first live television broadcast amongst the United States, Europe, Japan, and South America.Today, satellite communications is used extensively for relaying television signals, telephone calls, and special teleconference calls that might include two-way video and graphics along with audio. The 20th-century development of mass media has played a major role in changing social, economic, political, and educational institutions. In the United States, radio and television communication is controlled by the Federal Communications Commission. The international phases of transport and communications are under the direction of the powerfulness of Transport and Communications of the Dept. of State.The United Nations maintains an International telecommunication Union (ITU), which has three functionsto maintain and e xtend international cooperation for the improvement and rational use of telecommunication, to promote the development and efficient use of technical facilities, and to harmonize the actions of nations. Telecommunication has been defined by international agreement as both emission, transmission, or reception of signs, signals, sounds, and writing. Recent advances in electronics have made mobile personal communications widely available and inexpensive, primarily through cellular telephony. Worldwide computer networks allow computer users to use modems to communicate rapidly and inexpensively through electronic mail.The proliferation of facsimile machines allows users to send printed communications over telephone lines. Because we are now able instantly speak, and appropriate data around the world in and instant, our knowledge is only limited by our own laziness. What is the cost of being left behind in a postindustrial era?As society moves forward, thither are always those that oppo se the change. This isnt always a voluntary reaction though. For a circle of people, its simply that they have spent their entire life using an Inferior form of communication and its hard to make the adjustment or they just shun it dueto a escape of knowledge. Some people dont have access to the technologies need to educate themselves and are left behind involuntarily. Then there are those who simply just dont want to deport change dont educate themselves as a matter of mis rentd principles. In Bridging the generational Tech Gap by David Perlmutter, he describes a situation in his business where older employees would grass to adapt bran-new technologies over reluctance to feeling stupid.He also mentioned how younger and new employees would not accessory with one another due to a lack of understanding one another. This is not a new thing either. History is littered with examples of new innovations being shunned by a previous generation. From the early years of the Catholic Chu rch restricting published writing because it cast them in unfavorable light, communication methods had to evolved. And it liquid does today.Today our ability to communicate sets us apart from any age before us. We can retrieve any information from any source instantly, and the only thing that stands in our way of doing this is ourselves. One day I hope we can move beyond these trappings that we set ourselves in and let the come to us in any form it can. Communications is the key to our future and will one day guide us into the next era, whatever that may be.

Creativity and Innovation in Indian Banks

Topic Innovative harvest-feasts by Indian organizations in the jargoning Sector Akshita Shetty Student K J Somaiya Institute of management studies and research PGDM (RM) Roll no 56 Email idemailprotected com Abstract During the erstwhile(prenominal) one decade, one of the sectors which underwent visible sea- vary through advanced strategies is undoubtedly the money boxing sector. The sector has been growing at a fast pace in India and is ch on the wholeenged with several aspects like fresh regulations from time to time, changing customer need and perceptions, changing engineering science and changing operations.Technology has been playing a crucial role in the tremendous gold advance of margeing companying serve and operations. Indian banking industry has moved way ahead both in terms of pass value added services and delivering quality service. It was thought that the world financial crisis would impact the Indian banking sector in a serious manner. But, because of the s trong foundations of Indian banking system with the support from well structured financial systems, the judge impact of the world crisis was almost insignifi fecest. Instead, it jocked the banks to get streng henceed further and become closer to the customer with innovative approaches.Banks appear to be on the path of achieving sustainability and a long-term survival because of innovation. Keywords Innovation in banking, applied science in banking, changes in banking, fracture in banking, IT in banking, Indian banking. Introduction Technology has brought about a complete paradigm shift in the functioning of banks and delivery of banking services. Gone atomic number 18 the days when both banking transaction required a rec totally to the bank furcate. Today, most of the transactions can be through with(p) from the comforts of ones home and customers need non visit the bank classify for any(prenominal)thing.Technology is no longer an enabler, but a business driver. The gr owth of the internet, mobiles and communication applied science has added a different dimension to banking. The information technology (IT) lendable today is being leveraged in customer acquisitions, driving automation and move efficiency, delivering ease and efficiency to customers. Many of the IT initiatives of banks started in the late 1990s or early 2000 with an emphasis on the adoption of core banking solutions (CBS), automation of branches and centralization of operations in the CBS.Over the last decade, most of the banks completed the transformation to technology-driven organizations. Moving from a manual, scale-constrained environment to a global presence with automated systems and processes, it is difficult to envisage the adverse scenario the sector was in the era before the reforms, when a simple deposit or withdrawal of bills would require a day. ATMs, mobile banking and online bill payments facilities to vendors and utility service providers have almost obviated t he need for customers to visit a branch. classifyes are in step-up transforming from operating as transaction processing points into relationship management hubs. The change has been very productive for banks bringing in an increase in productivity and operational efficiency to be more competitive. Better risk management due to centralization of information and real time availableness of critical data for decision fashioning. With most of the banks being technology-enabled, the focus is shifting to computerizing regional country-bred banks (RRBs).In addition, banks are moving toward decision making and business intelligence software and trying to optimize the IT infrastructure created The banking system in India has created a niche for itself in the current competitive global arena where adoption of new and innovative technological developments carries the key to expansion of business and its future development. The Indian banking system has come a long way from being a player r estricted to domestic boundaries to a leading lusus naturae in the world of financial services across the globe.Credit for this progress goes to a mix of factors like, the introduction of miscellaneous economic reforms which gave a boost to the banking sector, adoption of new technology by banks in order to streamline their line of businesses and increasing profits by improving cost efficiency and offering doorstep banking whatchamacallum to their customers. Banking Then and Now Indian villages were deprived of various financial products like mutual funds, insurance and equity trading hitherto, which are instantaneously accessible through proxy banking in the form of Internet kiosks and ATMs.The alias given to banking which is not routed through branches is Channel Migration. Through this route, a bouquet of services is at the customers disposal in todays banking system. This is viable because banking transactions are stored in a centrally located server with which all other br anches of a bank are connected. The technological systems in India are considered far more advanced than those of Russian and Chinese banking systems but are lagging far behind the UK, USA and Singapore.Connectivity takes root Today almost all scheduled commercial banks are connected to all the branches on a real time grounding extending the anywhere banking facility to the customers, which means that it is not necessary for a customer now to visit the branch personally in order to conduct transactions. Now a customer has various other options available with him like internet banking, mobile banking, ATMs (automated teller machines), phone banking which offers 24 X 7 banking, etc.Whenever and wherever a transaction is done in a bank account, the updated status is reflected in all the branches, thus making anywhere banking possible. ATMs have revolutionalized the banking sector by making cash and other banking services available to customers at all times. Future Outlook The future o f Indian banking lies in increased investment in technology platforms and a greater focus on end-to-end solutions provided by IT majors like core banking products, perpendicular specific CRM and risk management software. Body scopeInnovation by Indian banks in aspects such as function banking ATMSs Net banking Mobile banking ECS/RTGS/NEFT Debit card/credit cards CRM (customer service) Case studies (for example) second Indian Bank The salary disbursement of corporates , firms and such others who maintain accounts with any of the 511 CBS branches would be managed by the Bank, hassle-free and free of any bank charges. The employer would be benefited in that the salary could be disbursed to any employees/any single employee who are/is functional even in far-off places where SIB has no presence.Dr. V. A. Joseph ,Chairman & CEO of the Bank and Mr. M. P. Gopalakrishnan,President ,CMS Trust jointly launched the product . In his inaugural address Dr. Joseph said, This appliance banking product, which is designed for the convenience of both employers and employees, leverages the banks strong technology platform, which connects all the 511 branches and 26 extension counters of the Bank under Core Banking Solutions network offering anytime banking to its customers. GSSA can be unfastened with zero balance.The Chairman and CEO of the Bank also stated, South Indian Bank, being a customer oriented Bank is striving hard to render personalized customer service development the latest technological capabilities. The technological capability of the Bank was recognised when the Bank could bag the banking technology virtuousness award from IDRBT which is the technical arm of RBI. The service quality of the Bank has also been recognized when the Bank was selected in the Outlook cash C Fore survey as the best private sector Bank in India in the service quality segment. . Dr. Joseph also referred to the facility recently started for online booking of offerings, free of bank charges , through South Indian Bank payment gateway-the first bank to go online booking -by the customers of the bank who are devotees of Guruvayur Sreekrishna Temple which is described as the Dwaraka of South India. This facility is being utilized by the NRIs also to effect offerings, hassle free with greater transparency and security at the click of a spillage ,either for themselves or their aged parents resident in India.. South Indian Bank had completed on 26. 03. 07 the calculate SIBertech by introducing a centralised Core Banking Solution in technology partnership with Infosys Technologies when many banks had not even started implementation of CBS . SIB, had started this project in 2001 to render personalized customer service. The new product now launched would confirm this belief, the Chairman concluded his inaugural address.With the following carefully thought-out value additions of this innovative convenience banking product , banking for employers and their employees, i s made extremely easy and comfortable * Free International ATM-cum-Debit Card for which annual aid charges are not collected * Online booking of offerings for Lord Sri Guruvayurappan, free of bank charges * OWithdrawal of cash from the ATMs of other Banks free of bank charges (As charges would be borne by SIB) * OFree utility payment and e-commerce services * No stipulation on minimum balance The depositor sleep withing many freebies can earn the usual SB interest * The depositor can operate his SB account during his travel/temporary transfer /transfer- hassle-free * The account can be closed /transferred to another branch with out any charge * Free of cost check mark leaves (subject to limits in each category ) * Free fund transfer facility through RTGS/NEFT/Fast Money /DD Customers of this feature-rich Savings Bank account are also provided with facilities to open Depository account and also enjoy mobile banking facility. Indian bankIndian Bank has won the Golden Peacock Innov ative Products/ function Award for 2011. The award was received by the banks Chairman and Managing Director, Mr T. M. Bhasin, at the World Congress on Total Quality, held in Bengaluru on Saturday. The award was given to the bank in recognition of its contribution to promotion of self help groups (SHGs). SHGs have turned out to be major vehicles of women empowerment. In the current year, Indian Bank has so far disbursed Rs 1,360 crore to 55,391 SHGs, taking the total exposure under the SHG portfolio to Rs 2,336 crore, benefiting 175,390 SHGs, says a press release from the bank. situate Bank of India State bank of India, the largest public sector bank in India, offers the following innovative services. 1. SMS dysphoric This innovative intellection was initiated by Mr. Siva Kumar, Dy. Managing Director of SBI. Any customer who wants to lodge a complaint sends the message Unhappy to a specified number (8008202020). The Happy Room then calls the customer and records the details of the complaint. The complaint is then forwarded. SBI has received thousands of such messages since its commencement and this service is a great success.Other banks have also started imitating this service. 2. Crorepati Only Branch SBI has launched first of its kind branch for High Networth Individuals (HNI) where it takes minimum Rs 1 crore to open an account, and that too on invitation only. This branch offers specialized banking facilities like relationship managers, 24/7 lockers, extended banking hours, doorstep pick-up and drop facilities, in addition to pampering customers five-star amenities at the branch. We have opened as many as 50 accounts so far.We are confident of opening another 150 by the end of the current fiscal, as per Mr. shibah Kumar, Chief General Manager, SBI4. According to SBI, an attractive feature of the branch is 24 hour open lockers. The bank also is providing special dressing rooms for customers to cater to the needs of late night function goers segment. Refer ences -Y. Ramakrishna, table service Innovation in Banks for Sustainability, IJMBS Vol. 2, phone number 2, April June 2012 -Indian banking System Epitome of continuous innovation, 2008. -Process innovation in the Indian banking industry, 2009 Indian Banking Sector Challenges and Opportunities -Keertiman Sharma, Innovations in rural financial products and services, VOL. 2(1) 2011 35-37 -Outsourcing in the Indian banking sector gaining momentum, 2008 -Innovation in retail banking -India PRWIRE, South Indian bank launches another innovative convenience product, 2008 -Vortex engineering, Solar power to enable banking and ATM facilities for rural india, 2011 -J U Ahmed, Services Rendered by Commercial Bank A Customer Oriented empirical prove from State Bank of India, Vol. I No. 2, Jan-2011 1 . Service Innovation in Banks for Sustainability 2 . technology in banking Insight and foresight 3 . Indian banking system epitome of continuous improvement 4 . Solar power to enable banki ng and ATM facilities for RuralIndia 5 . Y. Ramakrishna, Service Innovation in Banks for Sustainability, IJMBS Vol. 2, Issue 2, April June 2012

Marketing case analysis Essay Example | Topics and Well Written Essays - 500 words - 2

Marketing case analysis - Essay ExampleThe other closing to be made is on the promotion to be made. Previously, the lodge had a strategy whereby guests were given a free weekend, however, it is been proposed that the guests to be given a discount in one weekend in a month (Ali 13).According to the research carried out in the hotel industry, most of the guests in hotels are caper people. The employment people go to lodges mainly for seminars that are meant to educate them on some trending issues in business. The other business people are those who are travelling to a place that is far from home and they have to slide by a night in a lodge. The research shows that the guests who visit for leisure are not m all in number and they do not spend many days. In that case, the merchandise dollars should be distributed amidst the two types of guests however, most of it should be invested in business travelers. This is because they make the highest income to Astor lodge. The lodge should aim at its sozzled point before diverging its advertising to other centers. The lodge can go into a do it with many corporate in such a way that they will be given discounts for any time they host a seminar or event at the lodge. That will ensure that the lodge gets universal visitors especially if the service delivery is perfect(a) (Ali 12).In terms of the frontier strategy, the plan is a perfect one. The company aims at increasing the time of stop and increasing freshman time visits. The time of stay can be increased by the guests if the lodge gives them a discount for an extra stay at the lodge. That means that it will seem cheaper for the guests to spend an extra day at the lodge as argue to cutting short their stay. The first time visits to the lodge can be increased if the lodge increases its marketing campaign. The marketing campaign should be aimed at ensuring that the customers encourage their friends to visit the lodge and that will lead to first time

Outline and critically debate why the conviction rate for rape remains Essay

Outline and critically debate why the conviction rate for rape remains so low (UK BASED RESEARCHERS ONLY BECAUSE THERE ARE CURENT ISSUES ON THE SUBJECT THAT REQUIRE SOMEONE nonmigratory IN THE U.K - Essay ExampleIf in that respect is a low reporting percentage of women being raped, there is even a lower percentage of males reporting they were raped. This is associated with the issue of consent, acceptance and willingness. Whether it is a male or a female being forced to perform any sexual act without a certain consent, then it burn be considered as a rape or sexual assault case. Thus, it is of import to establish the legal definition of sexual crime, and the accompanying protection that it gives the victims, making them realize that it is not their switch and it is not willingness if they accept to do the sexual act when they are paralyzed by fear or when making a choice between doing the sexual act or dying in the pass on of the assailant.Forcing someone to commit any sexual act without their consent is a sexual assault or rape. The 1994 Criminal Justice and Public Order Act redefined rape to take account of female, as wholesome as, male victims (Anderson and Doherty p.83). It amended the definition of rape to cover vaginal or anal intercourse against a man or a woman. This significantly changed the view on rape and acknowledged that men can also be raped. However, rape literature indicates that sexual victimization of men is a serious, yet largely invisible problem in the confederation (ibid p.83). This is largely influenced by the actual and perceived societal responses on such incidences because of the normative expectations about masculinity (ibid p.83). Because they are seen as the protectors and the stronger sex, they believe that being raped indicates weakness, or association with being gay. Although there are reported and non-reported incidences of male rape, this written report focuses of female rape.The focus of this paper is the low rape conviction rape in the United Kingdom, and how this affects other sexual crime cases, the victims, and the society itself. The first thing to consider is how the law is structured.